Recent Regulatory Developments in Fintech



  • FRB’s Harker speaks on fintech regulation.  At a conference in San Diego, Patrick Harker, President of the Federal Reserve Bank of Philadelphia, commented on the persisting novelty of fintech “from a regulatory standpoint” [full text]. As fintech heads “into uncharted territory,” Harker cautioned, policymakers should work to protect innovators as well as consumers.


  •  ESMA says it’s too soon for new blockchain rules.  The European Securities and Markets Authority (ESMA), the EU’s securities regulator, announced that it will not promulgate new blockchain rules for now, stating that blockchain is “still evolving” and that it would be “premature” to assess its potential impact and the degree of regulatory response it warrants.


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