FinTech . . . For You and Me

Clinc, a mobile app designed to make it easier to save money for a future purchase, is getting ready to go public. The startup, currently in “stealth mode,” uses a “dynamic intelligence algorithm” to analyze a user’s spending habits, determine her optimal monthly savings, and trigger a monthly deposit of that amount into her Clinc savings account, linked to her bank account. Clinc founder Julien Arnold hopes Clinc will help users achieve their personal financial goals faster — a goal he says is “the biggest challenge you can tackle in financial technology.”

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